Annual Enrollment

Annual Enrollment Begins October 1, 2025: As a benefits-eligible LSU employee, you have a wide variety of benefit options available to you and your eligible dependents.  Annual Enrollment provides you an annual opportunity to enroll, make changes to, or cancel benefit elections for the following calendar year. You can review your current benefit elections in Workday, including enrolled dependents and designated beneficiaries, and make changes that fit your needs. 

If no action is taken, all benefits will roll over to the 2026 Plan Year, except for Flexible Spending Account(s) (FSA) and Health Savings Account (HSA) contributions. 

  • FSA contributions must be re-elected each year.
  • HSA contributions must be re-elected each year, but can be changed at any time.

Annual Enrollment will close on Saturday, November 15, 2025 at 4 PM CST. Workday will not allow for any changes to be made after the Annual Enrollment period has ended. All changes made will be effective January 1, 2026.

Important Dates to Remember: 

October 1, 2025 – Annual Enrollment begins 
November 15, 2025 – Annual Enrollment ends at 4 PM CST
January 1, 2026 – New plan year begins

Benefits BOO-nanza

DATE: Thursday, October 30th 

TIME: 10:00 AM – 2:00 PM

LOCATION: Royal Cotillion Ballroom, LSU Student Union (second floor)

What's Brewing at the BOO-nanza?

Meet the Benefits and Retirement Staff
Connect with insurance and retirement vendors
Get your flu shot
Enter to win fun giveaways and prizes

Don't be haunted by missed opportunities - learn more about your benefits at the Benefits BOO-nanza!

Health Insurance

Supplemental Insurance

  • Dental Insurance adminstered by Humana

  • Vision Insurance adminstered by Humana

  • Supplemental Life Insurance
    • Please review your beneficiary designations in Workday
    • LSU System Term Life (UnitedHealthcare)
      • No changes to premium or plan design. Note: Your premium may increase if you are entering a new age band.
      • Employee: Maximum coverage up to the lessor of 3 times annual salary or $350,000 in $10,000 increments.
        • If you are currently enrolled, you may increase your coverage by $10,000, up to the maximum limit, with no Evidence of Insurability (EOI)*.
        • If you are not enrolled, you may elect $10,000 with no EOI*.
      • Spouse: Maximum coverage up to 50% of employee amount, up to maximum of $175,000 in $5,000 increments. 
        • Must submit EOI to elect any new or additional coverage.
      • Child(ren): Maximum coverage up to 50% of employee amount, up to maximum of $175,000 in $5,000 increments. 
        • May enroll child(ren) in any level of coverage with no EOI.
      • *If you have been previously declined for coverage by UHC, you must re-submit EOI and be approved for any coverage.
    • OGB Term Life (Prudential)

      • No changes to premium or plan design. Note: Premium is mased on age and may change if entered a new age band.

      • You may apply for this benefit during Annual Enrollment with Evidence of Insurability (EOI). 

      • If you would like to cancel your coverage, please contact HRM directly at benefits@lsu.edu.  

  • Accidental Death & Dismemberment administered by UnitedHealthcare
    • No changes to premium or plan design.
    • You may enroll, make changes, or cancel this benefit at anytime

    • Please review your beneficiary designations in Workday.

  • Long Term Disability administered by UnitedHealthcare
    • No changes to premium or plan design. Note: Premium is based on salary and may change.
    • You may apply for this benefit at any time with Evidence of Insurability (EOI).
    • To cancel your current coverage, please contact HRM directly at benefits@lsu.edu. 

  • Long Term Care administered by UNUM

  • Critical Illness administered by UnitedHealthcare  
    • No changes to premium or plan design. Note: Your premium may increase if you are entering a new age band. 
    • $100 annual wellness benefit for enrolled employees, spouses, and child(ren).
    • Please review your beneficiary designations in Workday.

  • Accident Insurance administered by UnitedHealthcare

    • No changes to premium or plan design.
    • $50 annual wellness benefit for enrolled employees and spouses.
    • Please review your beneficiary designations in Workday.

  • Flexible Spending Accounts administered by Diversified Benefit Services

    • Employees must enroll and set their annual contribution limits each year.
    • Administrative fee of $2.24 per month will apply for 2026 Plan Year.
    • Healthcare FSA maximum contribution limit is $3,400. 
    • Dependent Care FSA maximum contribution limit is $7,500* ($3,750 if married and filing separately)
      • The IRS requires employers to perform non-discrimination testing, which means contribution limits must sometimes differ by income.
      • *If you are a Highly Compensated Employee (HCE), defined by the IRS as someone who earned $160,000 or more in the prior year, your dependent care maximum remains at $5,000.
    • Per IRS, Employees who are enrolled in an HSA health plan are not able to enroll and contribute to an FSA at the same time.

  • Identity Protection administered by MetLife + AURA

    • No changes to premium or plan design. 
    • You may enroll, make changes, or cancel this benefit at anytime.

  • Pet Insurance administered by MetLife

    • Help protect your furry friends while enjoying flexible coverage and the freedom to visit any U.S. licensed vet.
    • You may enroll, make changes, or cancel this benefit at anytime
    • This benefit is not payroll-deducted and must be elected directly with MetLife. Fetch a quote here.

Health Insurance Presentations

LSU First will host virtual presentations for active employees via Zoom. To register for a meeting, please click the links below.

For information on how LSU First works, please see the Plan Highlights video.

LSU First Medicare Retiree Plan will host virtual presentations for Medicare-primary retirees via WebEx. To register for a meeting, click the links below and use the password Lsu@2025 (Note: password is case-sensitive). Alternatively, if you prefer to join without video, you can dial 763-957-6400, then enter access code 57812025 to listen to the presentation.

There is also a recorded version of the persention available.

The Office of Group Benefits has posted recordings that are linked below:

Workday

All benefits-eligible employees receive an Open Enrollment event in Workday. You are encouraged to review your current benefits and make selections that best meet your individual needs. Please refer to the Open Enrollment Job Aid for step-by-step instructions.

Adding a new dependent? You must first complete a Dependent Event in Workday and upload the required verification documentation before completing your Open Enrollment event.

Please note: Once you have submitted the dependent event in Workday, it routes to Human Resource Management (HRM) for approval. Please allow time for this approval process to occur. Once the dependent event has been approved by HRM, you will then be able to add them to your benefit elections. 

You should also review and update your personal information, such as mailing address, phone number, email, dependent information, and beneficiary designations, to ensure everything is accurate and current.

If you have already submitted your Open Enrollment Event and wish to review it or make changes, you can click on the Benefits and Pay App. You should see a Benefit Event: Open Enrollment box that has an edit button.

If you do not submit your Open Enrollment Event, all benefits will roll over to the 2026 Plan Year, except for Flexible Spending Account(s) (FSA) and Health Savings Account (HSA) contributions. 

  • FSA contributions must be re-elected each year.
  • HSA contributions must be re-elected each year, but can be changed at any time.

Annual Enrollment will close on Saturday, November 15, 2025 at 4PM CST. Workday will not allow for any changes to be made after the Annual Enrollment period has ended. All changes made will be effective January 1, 2026.

Supplemental Retirement

Annual Enrollment is a great opportunity to evaluate your financial wellness and wealth building. Because most LSU employees do not contribute to Social Security, it is important that you are doing everything you can in order to secure your financial future.  LSU offers additional retirement saving opportunities through its Supplemental Retirement Plans.  

Supplemental Retirement Plans offer employees the opportunity to make contributions on a pre-tax basis under the 403(b) and 457(b) plans, or on an after-tax basis (Roth), or a combination of the two.

Employees can enroll in and/or make salary adjustments anytime online.

Contribution Limit 2025 2026
Age 49 and under $23,500 TBD
Age 50-59 $31,000 TBD
Age 60-63 $34,750 TBD

 

These online enrollment tools not only allow for enrollment flexibility, but participants can also learn about their retirement savings plans, and view balance information.

Tips for a Smooth Open Enrollment

Open Enrollment is your annual opportunity to review your benefit options and make changes to ensure you and your family are properly covered for the upcoming year. Be sure to take time to evaluate your needs and confirm everything is up to date in Workday.

What to Do:

  • Review HR’s Open Enrollment communications.
  • Check your current elections and compare available plans.
  • Submit changes in Workday by the deadline.
  • Update your address, phone, and email.
  • Review and update beneficiaries.
  • Upload required documents for any new dependents.
  • Double-check payroll deductions in December and January

Things to Consider:

  • Monthly premiums and total costs
  • Provider networks and covered services 
  • Deductibles, copays, and prescription costs 
  • Estimated out-of-pocket costs
  • Optional benefits like dental, vision, life insurance, FSAs, and HSAs